All you need is a phone!

SmartPay is a seamless mobile payment offering that gives power back to the merchant. It enables mobile payment via airtime or directly from the customer's bank without requiring them to give any bank details.

Airtime billing

Integration to all Major Mobile Operators in Nigeria

Allow consumers to use their airtime to pay for your digital goods & services

Access to 172m mobile subscribers

Easy approval

Direct Bank Debit

Leveraging USSD banking, all consumers need is their PIN to approve payment

Access to 55m bank accounts

No bank account details

No App download

No complicated log in

Card Payment

Secure card processing

PCI-DSS certified & compliant

SSL certified & compliant

All Major Cards accepted

User Verification

BVN verification

NIN verification

Address verification

Biometric verification

Let's get this Super-ID! With the convenience of digital identification services, you can be sure that you're doing business with the right person

Instant Settlement

Allows merchants to receive funds transfer immediately

No protracted settlement like T+1 or T+5

Merchant Portal

Easy onboarding

Simple API integration

Merchant dashboard with reports & analysis